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Iowa Home Insurance

Home Insurance Quote Request
Iowa Home Insurance

Your home is the usually the biggest purchase you will make and is your most valuable asset. At Central States Agency, LLC, we can assist in helping you find coverage to meet your requirements at a price that fits your budget. 

Homeowner policies differ on where you live, the valuables in the home, and which coverages you choose. A comprehensive plan will cover you financially if you have a loss due to fire, theft, or other events, in addition to someone being injured on your property.

At Central States Agency, LLC, we have access to several highly-rated companies and can provide you with helpful information and support so you can quickly and easily select a policy that meets your requirements. 

Homeowners insurance policy coverages in Iowa

  • Property coverage: Pays for covered repairs to your home, attached garage, or other insured detached structures. Also provides coverage for property inside your home like furniture, flooring, and personal belongings. 
  • Liability: This will pay - up to the limit of insurance - for bodily injury or property damage for which you are legally liable.
  • Medical Expenses: This would be medical expense coverage for someone, other than a resident, that is injured on your property.
  • Living Expenses: If you have a complete loss, you may need temporary housing or food when you're forced from your home. This coverage can help pay for these additional expenses. 

There could also be other coverages that you may want to consider in addition to your basic homeowners policy. These may include personal umbrella, auto, recreational vehicle, or jewelry insurance. 

Contact us today at 641-562-2353 to find out more about home insurance in northern Iowa and southern Minnesota.